Storm Guard Roofing installs metal roofing in St. Louis, MO, on both homes and commercial buildings, offering systems from standing-seam to exposed-fastener panel systems.
Two factors often guide the decision: a metal roof often lasts two to three times longer than asphalt shingles and offers considerably better hail resistance, which is especially important in Missouri’s climate.
As certified installers in a hail-prone region, our St. Louis team builds for the weather Missouri actually gets. We follow manufacturer standards and properly document storm damage when a claim is involved, helping ensure the roof’s performance is recognized by insurers and backed by credentials.
Residential metal roofing often handles Missouri hail better than other common materials, which is one reason St. Louis homeowners choose it. It’s worth understanding what that protection is and where its honest limits are.
The UL 2218 impact resistance standard measures how roofing materials withstand impact. Its highest tier, Class 4, is tested by dropping a two‑inch steel ball onto the material to see whether the surface cracks. A Class 4 metal roof passes that test, meaning it can withstand strikes that would crack or puncture weaker materials. This is a performance rating, not just a marketing term.
Metal is impact-resistant, not hail-proof. Large hail can leave cosmetic dents in a metal panel without affecting how the roof performs or how long it lasts. That differs from asphalt, where a hail strike knocks off the protective granules, shortening the shingle’s life. We explain this clearly because insurance coverage often hinges on the distinction.
This is where working with your insurance claim specialist matters. When hail hits, we conduct a documented inspection with photographs to record cosmetic and functional damage. Some policies carry cosmetic damage exclusions, so check your coverage before assuming a dented panel will be replaced.
We cannot predict claim outcomes, but we can ensure the damage is properly documented and clearly presented.
Storm Guard Roofing installs two main types of metal roofs. The right one depends on the building, the budget, and how you want the roof to look.
Standing seam is the premium residential option. Its fasteners are concealed beneath the panels, giving clean lines, fewer points where water can enter, and long-term performance. The cost of a standing-seam metal roof is higher than that of exposed-fastener systems, but for a home you plan to keep, it’s often the best long‑term investment.
Exposed fastener panel costs less and installs faster, making it common for outbuildings, barns, and detached garages on both residential and commercial properties. The fasteners sit through the panel and remain visible, so they need periodic attention to stay watertight. We explain this clearly rather than presenting it as maintenance‑free.
Two factors drive price and performance: gauge, which is the thickness of the metal, and the finish applied to it. Most panels use Galvalume-coated steel with a factory finish. Better coatings, such as Kynar-based finishes, hold color and resist fading longer. Heavier-gauge and higher-grade finishes cost more but last longer.
Flat metal panels can also exhibit slight waviness, called oil canning, across broad areas. Oil canning is a normal cosmetic characteristic, not a defect.
A metal roof costs more to install than an asphalt roof, and the exact amount depends on your home and the system you choose. The real comparison is not just the install‑day price, but the cost spread across the decades the roof will last.
Several factors affect metal roofing cost, including the roof’s size and pitch, panel type, gauge and finish, whether the old roof is torn off or covered, the number of chimneys and vents, and roof access.
Two St. Louis homes may have very different prices for valid reasons, which is why we quote from the actual roof rather than a rule of thumb.
The way to compare metal and asphalt is to look at the roof’s lifespan. Asphalt is cheaper to install, but in this climate, it often needs to be replaced every 15 to 25 years.
A single metal roof can outlast two or three asphalt roofs. When you spread the cost over the years you own the home, the gap often narrows. For a home you plan to keep, metal may come out ahead.
Flexible payment options are available to make a reroof manageable. For a figure tailored to your home, schedule a trusted consultation today, and we’ll provide an itemized estimate.
A metal roof lasts 40 to 70 years, but reaching the upper end of that range depends on more than the material alone.
Expect 40 to 70 years for a metal roof, compared with about 15 to 25 years for an asphalt roof. The standing seam sits at the top of that range, and an exposed-fastener panel sits lower down. Installation quality matters. Even a high‑quality panel will not last if installed poorly, which is why choosing the installer matters as much as the material.
Metal roofs need relatively little upkeep, but not none at all. Roof maintenance means periodic checks of fasteners, sealants, and flashings, with greater attention to exposed fastener systems, where fasteners are the points of wear. An inspection every few years, and after storms, can catch issues while they are still small.
The biggest downside is cost. Exposed fastener systems need periodic attention, as metal expands and contracts with temperature, which installation accounts for.
Metal sheds snow well, but snow can occasionally drop over a doorway or walkway. Snow guards can solve that concern. These metal roof pros and cons are worth weighing alongside its long lifespan and hail performance.
We install metal roof systems in St. Louis and across the surrounding metro and counties, including Chesterfield, Eureka, and the city of Washington. Wherever you are in the Storm Guard Roofing service area, the same certified crew handles the work.
Our credentials include:
The process is straightforward: we start with a full inspection, then provide an itemized written estimate. As experienced metal roofing contractors in St. Louis, our crews handle the installation once you approve the work, followed by a thorough cleanup and final walkthrough so you can confirm everything is done right.
Ready to see whether metal is right for your home? Schedule a trusted consultation or call (636) 778-9562 today.
For homeowners planning to stay 10 years or more, a metal roof is often worth it. A metal roof typically lasts 2–3 times as long as an asphalt roof and handles hail and high winds better, which matters in this market. The trade-off is a higher cost.
The upfront cost is the biggest drawback, followed by fastener maintenance in exposed-fastener systems. Large hail can also dent metal cosmetically without affecting performance. These are not reasons to avoid metal, but they are worth knowing before you buy.
Shingles cost less to install. Metal is often cheaper across the life of the roof because one metal roof can outlast two or three asphalt roofs. The right choice depends on how long you plan to stay in the house.
It can. Large hail may leave cosmetic dents in metal panels without compromising the roof’s function. That differs from asphalt, where hail strikes can remove protective granules. We document both during a storm inspection.
A metal roof commonly lasts 40 to 70 years, depending on the system, coating, and installation quality, compared with roughly 15 to 25 years for asphalt in this climate. Standing seam typically sits at the upper end of that range.
Yes. Exposed-fastener metal panels are common in barns, pole barns, and detached garages. We can quote outbuildings alongside the house so you can plan the work together.
Neither, when installed properly. Metal roofing is reflective and reduces summer heat gain. Over solid decking with underlayment, it is typically no louder in rain than asphalt. The noise issue stems from bare metal over open framing, which is more common in barns than in homes.
Unless otherwise noted, each use of "Storm Guard," “us,” “we,” or “our” throughout Stormguardrc.com collectively refers to both the Storm Guard brand and the Storm Guard Franchise System, which is made up almost exclusively of independently owned and operated franchise locations.
